Terms of Use

1. Company and Platform

1.1In these Terms, “Company,” “1IN10,” “we,” “our,” and “us” mean 1IN10 Data Labs Limited and, where the context permits, its parent companies, subsidiaries, affiliates, successors, permitted assigns, and any designated intellectual property holding entity within the Company’s corporate group.

1.2The “Platform” means the 1IN10 trading data analytics and behavioral evaluation platform, including all websites, dashboards, software, simulated trading environments, Assessment systems, reports, analytics, data products, participant portals, APIs, payment processes, communications, and related services provided or made available by the Company.

1.3The Platform is designed to evaluate trading behavior and generate trading-related data through simulated trading environments. The Platform may be used to develop analytical datasets, behavioral trading analytics, proprietary scoring models, artificial intelligence models, machine learning models, research products, benchmark data, and other data products.

1.4All trading activity available through the Platform is conducted solely within simulated trading environments. The Platform does not provide live trading accounts, custody accounts, brokerage accounts, pooled investment accounts, managed accounts, or access to customer funds for live trading.

1.5The Platform does not provide brokerage services, securities dealing services, futures dealing services, virtual asset dealing services, investment advisory services, discretionary portfolio management, collective investment schemes, deposit-taking services, payment account services, electronic money services, stored value facilities, or financial product recommendations.

1.6Nothing on or through the Platform constitutes an offer to invest, a solicitation to purchase or sell any financial product, a recommendation to trade, a promise of trading performance, or a guarantee of investment returns.

2. Important Definitions

2.1“Assessment” means any evaluation program, trading data generation program, simulated trading evaluation, Phase 1 Assessment, Phase 2 evaluation, or other Platform program made available by the Company for the purpose of collecting, evaluating, scoring, analyzing, or commercially assessing trading-related behavior or data.

2.2“Assessment Fee” means any fee payable to access or participate in an Assessment or related Platform service.

2.3“Assessment ID” means the unique identifier assigned by the Company to an Assessment for identification, payment, administrative, contractual, operational, compliance, and data management purposes.

2.4“Commercial Data Product” means any dataset, institutional dataset, premium dataset, benchmark dataset, analytical product, artificial intelligence training dataset, machine learning dataset, API service, subscription-based data service, software product, business intelligence product, report, score, model, or other commercial offering developed, licensed, distributed, sold, or otherwise made available by or for the Company.

2.5“Data License Fee” means any contractual consideration payable by the Company under an executed Exclusive Commercial Data License Agreement for the grant of exclusive commercial rights in specified Original Data, subject to the terms and conditions of that agreement.

2.6“Derived Data” means any dataset, annotation, label, benchmark, statistical model, analytical output, artificial intelligence model, machine learning model, aggregated dataset, anonymized dataset, classification, score, metadata, signal, feature, report, data product, software output, or other result created, generated, developed, trained, improved, derived, or inferred by or for the Company using or incorporating Original Data, Licensed Data, Platform data, system data, benchmark data, synthetic data, historical data, or analytical reference data.

2.7“Exclusive Commercial Data License Agreement” means a separate written agreement executed by the participant and the Company under which the participant grants the Company exclusive commercial rights in specified Original Data in exchange for any approved Data License Fee or other agreed consideration.

2.8“Licensed Data” means Original Data that becomes subject to an executed Exclusive Commercial Data License Agreement.

2.9“Original Data” means trading records and trading-related information originally generated by a participant through participation in the Platform, including orders, executions, simulated trade history, position sizing, entry and exit timing, drawdown information, risk management behavior, consistency measurements, performance metrics, statistical indicators, trading decisions, behavioral characteristics, and trading-related metadata.

2.10“Participant” means a person who registers for an account, applies for an Assessment, participates in an Assessment, pays an Assessment Fee, generates Original Data, receives Trading Analytics, or otherwise uses the Platform. In these Terms, “you” and “your” refer to the Participant.

2.11“Participant Agreement” means any additional agreement, rulebook, program terms, Phase 1 Assessment Agreement, Phase 2 Evaluation Agreement, Exclusive Commercial Data License Agreement, risk disclosure, privacy policy, cookie policy, or other terms accepted by or applicable to a participant.

2.12“Participant ID” means the unique identifier assigned by the Company to a registered participant for identification, administrative, contractual, operational, compliance, and record management purposes.

2.13“Platform Data License” means the non-exclusive, worldwide, perpetual, irrevocable, transferable, sublicensable, royalty-free license granted by each participant to the Company under these Terms to use Original Data for the permitted purposes described in these Terms.

2.14“Service Credit” means a non-cash credit issued by the Company that may be applied only toward future Assessment Fees or other Platform services designated by the Company.

2.15“Trading Analytics” means reports, dashboards, metrics, scores, rankings, evaluations, behavioral assessments, model outputs, Personal Trading Analytics Reports, Intelligence Scores, Data Scores, Consistency Scores, Risk Management Scores, and other analytical outputs generated by or for the Company.

2.16“Wallet Ownership Verification” means any procedure required by the Company to verify that a participant owns or controls a blockchain wallet, payment address, or digital asset wallet used for payment, refund, or settlement purposes.

3. Eligibility and Restricted Jurisdictions

3.1You may use the Platform only if you are at least eighteen (18) years old, have reached the legal age of majority in your jurisdiction, have legal capacity to enter into binding agreements, and are permitted by applicable law to use the Platform.

3.2You are responsible for ensuring that your access to and use of the Platform is lawful in your jurisdiction. The Company does not represent that the Platform is appropriate, permitted, or available in every jurisdiction.

3.3The Company may restrict, suspend, or deny access to the Platform, registration, payment processing, Assessment participation, Data License Fee payment, or continued use where the Company determines that:

• applicable law may prohibit or restrict participation;
• sanctions, anti-money laundering, counter-terrorist financing, fraud, or corruption concerns exist;
• the participant is located in, ordinarily resident in, using an IP address from, or otherwise connected to a restricted jurisdiction;
• the participant fails KYC, AML, sanctions, wallet, source-of-funds, source-of-wealth, or other compliance checks;
• participation may expose the Company, its affiliates, service providers, or partners to legal, regulatory, operational, banking, payment, reputational, or sanctions risk; or
• restriction is required or appropriate under Company policy.

3.4The Company may modify restricted jurisdictions, eligibility standards, onboarding requirements, or compliance procedures at any time without prior notice where reasonably required for legal compliance, regulatory risk management, operational risk management, banking access, payment processing, sanctions compliance, or Platform integrity.

4. Account Registration

4.1You must create a Platform account before applying for an Assessment.

4.2Registration may require information such as your email address, email verification, password, country of residence, username, full legal name, mobile number, referral information, device information, IP address, and other information requested by the Company.

4.3Upon registration, the Company may assign you a Participant ID. Your Participant ID may be used for identification, administration, recordkeeping, contractual performance, compliance, fraud prevention, data organization, analytics, and Platform operation.

4.4Full KYC is not necessarily performed during general account registration. The Company may require additional verification before activating an Assessment, processing a refund, approving or making a Data License Fee payment, allowing continued use, or providing any other Platform function.

4.5You represent and warrant that all information you provide is accurate, complete, current, and not misleading. You must promptly update your information if it changes.

4.6You are responsible for maintaining the confidentiality and security of your login credentials, devices, wallets, email account, two-factor authentication methods, and other access tools. You are responsible for all activity conducted through your account unless prohibited by applicable law.

4.7You must immediately notify the Company if you suspect unauthorized access to your account, wallet, email, credentials, or payment address.

5. Assessment Application and KYC

5.1Participation in any Assessment requires submission and acceptance of an Assessment application.

5.2Before your first Assessment is activated, you must complete the Company’s Full KYC and compliance verification requirements. The Company may also conduct identity verification, KYC, AML screening, sanctions screening, PEP screening, residence verification, wallet verification, payment review, IP and device review, country consistency checks, or other compliance reviews at any time during your use of the Platform.

5.3KYC and compliance verification may include government-issued identification, selfie and liveness verification, proof of address, residence information, tax residency information, wallet ownership information, payment information, source-of-funds information, source-of-wealth information, sanctions screening, PEP screening, adverse media screening, and other information reasonably requested by the Company.

5.4Platform KYC may be performed once or multiple times. The Company may request additional verification where required or appropriate due to legal requirements, sanctions updates, fraud prevention, suspicious activity, account changes, wallet changes, payment issues, regulatory requests, internal risk management, or changes in Company policy.

5.5The Company may require Wallet Ownership Verification before approving a refund, making any Data License Fee payment, changing a refund wallet, reviewing suspicious payment activity, or permitting any wallet-related function.

5.6Unless otherwise required by the Company, payment of an Assessment Fee using USDT does not, by itself, guarantee that Wallet Ownership Verification has been completed or that any wallet is approved for refund, Data License Fee payment purposes.

5.7Approval of KYC or account registration does not guarantee Assessment approval, Assessment activation, Phase 2 invitation, commercial data licensing, Data License Fee eligibility or payment, refund eligibility, continued participation, or continued access to the Platform.

6. Assessment Programs

6.1The Company may offer one or more Assessments to evaluate participant trading behavior, trading consistency, risk management behavior, simulated performance, decision-making, statistical usefulness, data quality, and commercial data value.

6.2An Assessment is intended to generate trading-related behavioral data within a simulated trading environment for evaluation, analytics, research, product development, model development, benchmark development, and potential commercial data licensing purposes.

6.3Upon commencement of each Assessment, the Company may assign an Assessment ID to identify the Assessment and the Original Data generated through that Assessment.

6.4Participants may receive Trading Analytics, Personal Trading Analytics Reports, Intelligence Scores, Data Scores, Consistency Scores, Risk Management Scores, proprietary evaluation metrics, leaderboard placements, notifications, feedback, or invitations to subsequent evaluation stages.

6.5Completion of an Assessment does not create any entitlement to Phase 2 participation, commercial licensing opportunities, execution of any Exclusive Commercial Data License Agreement, Data License Fees, compensation, employment, contractor status, partnership, agency, revenue sharing, profit sharing, future participation, continued access, or any financial benefit.

6.6The Company may modify, suspend, withdraw, replace, or discontinue any Assessment, scoring methodology, trading rules, simulated environment, benchmark, report, dashboard, data collection method, invitation process, or program design at any time where reasonably required for Platform integrity, operational needs, research needs, business needs, or legal or regulatory compliance.

6.7Additional terms applicable to a specific Assessment may be set forth in the applicable Participant Agreement. If there is a conflict between these Terms and a Participant Agreement, the Participant Agreement will control only for the specific subject matter expressly covered by that Participant Agreement.

7. No Brokerage, Investment, or Financial Advisory Relationship

7.1The Platform is a data analytics and behavioral evaluation platform. It is not a brokerage platform, trading venue, exchange, investment adviser, financial adviser, asset manager, fund manager, payment institution, bank, custodian, trustee, fiduciary, or collective investment scheme.

7.2The Platform does not accept deposits for trading, hold customer brokerage balances, manage participant funds, pool participant funds, allocate capital to participants for live trading, or promise financial returns.

7.3Any simulated trading activity, simulated account balance, simulated profit, simulated loss, score, ranking, or Trading Analytics output is for evaluation and analytical purposes only. It does not represent real money, a cash account, a securities account, a virtual asset account, a deposit, a claim against the Company, a stored value balance, or an entitlement to payment.

7.4Trading Analytics, Intelligence Scores, Personal Trading Analytics Reports, benchmark comparisons, rankings, data scores, and other Platform outputs are informational and evaluative only. They are not investment advice, financial advice, tax advice, legal advice, trading recommendations, or guarantees of future trading performance.

7.5You are solely responsible for any trading or investment decisions you make outside the Platform. The Company is not responsible for any loss arising from your use of Platform information outside the Platform.

8. Assessment Fees and Payment

8.1Participation in an Assessment may require payment of an Assessment Fee.

8.2The Platform may accept payment methods designated by the Company, including USDT, fiat payment methods, card payments, bank transfers, payment processors, or other payment methods introduced or withdrawn by the Company from time to time. Where mPRM is made available in connection with an Assessment, its use may be subject to a separate participation or verification mechanism designated by the Company and the applicable issuer.

8.3Payment instructions, including deposit addresses, QR codes, payment windows, supported blockchain networks, token standards, confirmation requirements, memo requirements, payment amounts, transaction references, and other instructions will be displayed during the payment process or otherwise communicated by the Company.

8.4You are responsible for following all payment instructions exactly. The Company is not responsible for loss, delay, non-activation, failed payment, unrecoverable funds, wrong-chain transfers, wrong-address transfers, unsupported token transfers, missing memo transfers, underpayments, duplicate payments, payment processor errors, blockchain network congestion, gas fees, network fees, exchange fees, chargebacks, payment reversals, or payment restrictions except to the extent liability cannot be excluded under applicable law.

8.5An Assessment will not become active until the applicable payment or participation requirement has been successfully verified by the Company or its payment service provider.

8.6Upon successful payment verification, the Company may issue an electronic receipt or confirmation containing transaction details, including Assessment ID, payment amount, transaction reference, timestamp, wallet or payment reference, and other relevant information.

8.7Assessment Fees are consideration for access to the Company’s evaluation environment, analytics, system provisioning, simulated trading environment, reports, and related Platform services. Assessment Fees are not deposits, investments, brokerage balances, managed funds, custody assets, client assets, stored value, electronic money, financial products, or contributions to any investment program.

9. Payment Exceptions, Refunds, and Service Credits

9.1If payment is not received within the designated payment window, the payment request may expire automatically and a new payment request may be required.

9.2If the Company receives less than the required Assessment Fee, activation may be suspended until the outstanding amount has been received, the payment request is cancelled, or another resolution is approved by the Company.

9.3If the Company receives more than the applicable Assessment Fee, including a duplicate payment, the excess amount will generally be converted into Service Credit. In exceptional circumstances, and subject to Company approval, compliance review, technical feasibility, applicable law, and Company policy, the Company may approve a refund of all or part of the excess amount or another appropriate resolution.

9.4Service Credit may be applied only toward future Assessment Fees or other Platform services designated by the Company. Service Credit has no cash value, is non-transferable, may not be sold, assigned, withdrawn, redeemed for fiat currency, cryptocurrency, digital assets, or other monetary value, and does not constitute electronic money, stored value, a deposit, a financial product, or a payment account.

9.5Assessment Fees are generally non-refundable once an Assessment has commenced. An Assessment is deemed to have commenced upon the earliest occurrence of:

• activation of the Assessment;
• issuance of the participant’s Assessment account;
• issuance of the participant’s MT5 account or other simulated trading account;
• commencement of trading access;
• commencement of data collection;
• provisioning of the evaluation environment; or
• allocation of system resources for the Assessment.

9.6You acknowledge that the Company begins providing Assessment-related services upon commencement, including account provisioning, evaluation environment preparation, system resource allocation, analytics preparation, compliance processing, and related operational services.

9.7Where a refund is exceptionally approved by the Company, the refund will generally be made only to the same payment method, blockchain network, wallet, or account from which the original payment was received. The Company may approve a refund to a different wallet or payment method only after completion of any additional identity verification, Wallet Ownership Verification, compliance review, source-of-funds review, fraud review, or other procedure required by the Company.

9.8The Company may deduct blockchain network fees, bank charges, payment processor fees, exchange fees, chargeback fees, administrative costs, taxes, and other reasonable costs from any approved refund unless prohibited by applicable law.

9.9Nothing in this Section limits any non-excludable consumer rights available under applicable law.

10. Evaluation Environment and Benchmark Data

10.1The Platform operates standardized evaluation environments designed to support consistency, fairness, statistical validity, analytical reliability, quality assurance, fraud detection, and Platform integrity.

10.2The Company may create, generate, maintain, process, display, modify, combine, and use benchmark datasets, standardized data models, analytical reference models, artificial intelligence evaluation models, historical datasets, anonymized datasets, aggregated datasets, synthetic datasets, simulated trading records, system-generated evaluation data, and other analytical reference data.

10.3Such data may be used to maintain standardized evaluation environments, validate proprietary evaluation methodologies, establish benchmark baselines, improve analytical consistency, conduct statistical analysis, detect fraud or manipulation, improve artificial intelligence models, improve machine learning models, conduct research and development, and enhance Platform integrity.

10.4Rankings, comparison groups, benchmark pools, leaderboards, performance distributions, or similar evaluation environments may include standardized evaluation models, system-generated data, or other analytical reference data. Such reference models are analytical tools only and are not participants in any Assessment. They may be used or displayed for benchmarking or comparison purposes, but shall not be treated as participants or be eligible for rankings, rewards, invitations, Data License Fees, compensation, or participant-related rights.

10.5The Company may modify, replace, suspend, or discontinue any standardized evaluation model, benchmark, dataset, leaderboard, scoring methodology, or comparison group where reasonably necessary to improve evaluation quality, analytical reliability, security, legal compliance, or Platform integrity.

11. Trading Data Collection and Platform Data License

11.1During your use of the Platform, the Company may collect, process, organize, classify, analyze, evaluate, store, combine, and use Original Data generated by you through the Platform.

11.2Original Data may include orders, executions, simulated trade history, position sizing, entry and exit timing, drawdown information, trade duration, instrument selection, market exposure, risk management behavior, consistency measurements, performance metrics, statistical indicators, trading decisions, behavioral characteristics, and trading-related metadata.

11.3By participating in the Platform, you grant the Company the Platform Data License. The Platform Data License is non-exclusive, worldwide, perpetual, irrevocable, transferable, sublicensable, and royalty-free.

11.4The Platform Data License authorizes the Company to use Original Data for the following purposes:

• operating, maintaining, securing, and improving the Platform;
• administering accounts, Assessments, payments, refunds, and compliance;
• conducting participant evaluations;
• generating Trading Analytics and reports;
• producing Personal Trading Analytics Reports;
• calculating scores, rankings, benchmarks, and metrics;
• conducting statistical, behavioral, risk, quality, and commercial analysis;
• detecting fraud, abuse, manipulation, security incidents, and rule violations;
• developing, training, testing, validating, and improving artificial intelligence and machine learning models;
• creating, improving, and validating Derived Data;
• creating anonymized, aggregated, statistical, synthetic, benchmark, or analytical datasets;
• conducting research and development;
• improving Platform services and commercial data products;
• satisfying legal, regulatory, tax, accounting, audit, and compliance obligations; and
• enforcing these Terms and applicable agreements.

11.5The Company may combine Original Data with anonymized datasets, aggregated datasets, benchmark datasets, historical datasets, synthetic datasets, simulated datasets, system-generated datasets, and other analytical reference data.

11.6Except as expressly provided under an executed Exclusive Commercial Data License Agreement:

• as between you and the Company, you retain any rights you may have in your Original Data;
• the Platform Data License is non-exclusive;
• the Platform Data License does not authorize the Company to represent your identifiable Original Data as exclusively licensed commercial data belonging to the Company; and
• the Company will not commercialize your Original Data as an identifiable standalone contributor-specific commercial dataset except under an executed Exclusive Commercial Data License Agreement.

11.7To the extent Original Data includes personal data, the processing of such personal data is also governed by the Company’s Privacy Policy and applicable privacy and data protection laws. Nothing in these Terms limits any privacy rights that cannot lawfully be waived.

12. Derived Data and Proprietary Analytics

12.1The Company may use Original Data, Licensed Data, Platform data, system data, benchmark data, synthetic data, historical data, analytical reference data, proprietary methodologies, algorithms, statistical models, artificial intelligence systems, and machine learning technologies to create Derived Data.

12.2Derived Data may include Trading Analytics, Personal Trading Analytics Reports, Intelligence Scores, Data Scores, Consistency Scores, Risk Management Scores, rankings, benchmark datasets, statistical datasets, behavioral datasets, artificial intelligence models, machine learning models, annotations, labels, classifications, signals, features, risk metrics, commercial analytics, research datasets, business intelligence products, software models, and other proprietary analytical outputs.

12.3You acknowledge that Derived Data is independently created by or for the Company through analytical processing, modeling, transformation, aggregation, anonymization, classification, scoring, inference, or other value-added processing and does not constitute Original Data.

12.4All Derived Data and all related intellectual property rights are and will remain the exclusive property of the Company or its designated affiliates or assignees.

12.5The Company may use, reproduce, modify, improve, distribute, publish, license, sublicense, sell, commercialize, disclose, transfer, assign, and otherwise exploit Derived Data as part of its products, services, research, internal operations, commercial data products, and business activities.

12.6Nothing in these Terms transfers ownership of Original Data from you to the Company. Any additional rights granted to the Company under an executed Exclusive Commercial Data License Agreement shall be limited to the rights expressly set forth in that agreement.

13. Phase 1 Assessment

13.1Phase 1 is the initial Assessment stage through which participants generate Original Data within a simulated trading environment for evaluation, analytics, and behavioral assessment purposes.

13.2Original Data generated during Phase 1 may be evaluated using the Company’s proprietary criteria and may be used in accordance with the Platform Data License granted under these Terms.

13.3Participants who satisfy the applicable evaluation criteria may, in the Company’s discretion, be invited to participate in Phase 2.

13.4Completion of Phase 1 does not guarantee Phase 2 participation, commercial data licensing, execution of an Exclusive Commercial Data License Agreement, or payment of any Data License Fee.

13.5Participation in Phase 1 shall be governed by the applicable Phase 1 Assessment Agreement and any additional rules or program terms issued by the Company.

14. Phase 2 Data Evaluation

14.1Participants satisfying the Company’s proprietary evaluation criteria may, in the Company’s sole discretion, be invited to participate in Phase 2 or any other additional evaluation stage.

14.2Phase 2 is intended to further evaluate data quality, behavioral consistency, statistical usefulness, analytical value, research value, commercial suitability, compliance suitability, and the potential commercial value of Original Data.

14.3Participation in Phase 2 does not create an Exclusive Commercial Data License, guarantee commercialization of Original Data, guarantee execution of an Exclusive Commercial Data License Agreement, guarantee payment of any Data License Fee, or create any right to compensation.

14.4Participation in Phase 2 shall be governed by the applicable Phase 2 Evaluation Agreement and any additional rules, compliance requirements, data requirements, or program terms issued by the Company.

15. Commercial Data Licensing

15.1The Company may incorporate Derived Data into Commercial Data Products.

15.2Commercial Data Products may include commercial datasets, institutional datasets, premium datasets, benchmark datasets, artificial intelligence training datasets, machine learning datasets, business intelligence products, analytical products, subscription-based data services, API services, software products, reports, scores, models, and other commercial offerings developed by or for the Company.

15.3The Company will not commercialize your Original Data as an identifiable standalone dataset or contributor-specific commercial dataset unless you have executed an Exclusive Commercial Data License Agreement.

15.4If the Company determines that certain Original Data has exceptional analytical, research, statistical, or commercial value, the Company may invite the participant to execute an Exclusive Commercial Data License Agreement. The Company has no obligation to make such invitation.

15.5Upon execution of an Exclusive Commercial Data License Agreement, the Company will receive the exclusive commercial rights expressly granted under that agreement with respect to the specified Original Data.

15.6Any Data License Fee payable under an executed Exclusive Commercial Data License Agreement represents contractual consideration for granting exclusive commercial data rights. It is not trading profit, investment return, revenue sharing, profit sharing, dividend, wage, salary, employment compensation, contractor compensation, commission, bonus, staking yield, interest, distribution, partnership interest, securities return, or participation in the Company’s business.

15.7Nothing in these Terms obligates the Company to offer an Exclusive Commercial Data License Agreement, commercialize any Original Data, approve any Data License Fee, continue any commercial data licensing program, maintain any Phase 2 program, or disclose proprietary evaluation formulas, algorithms, precise thresholds, model logic, anti-manipulation methodologies, or internal commercial decision-making.

16. Data License Fee Program

16.1The Company may operate a discretionary Data License Fee Program.

16.2Selection for the Data License Fee Program may consider commercial value, analytical value, statistical usefulness, behavioral quality, risk management quality, data consistency, research relevance, model usefulness, compliance suitability, proprietary evaluation metrics, business needs, and other factors determined by the Company.

16.3Payment of any Data License Fee shall be subject to the terms and conditions of the applicable executed Exclusive Commercial Data License Agreement, including completion of any applicable Wallet Ownership Verification, KYC and compliance requirements, tax or reporting requirements, and confirmation that no applicable fraud, rule violation, or other disqualifying condition exists.

16.4A Data License Fee represents contractual consideration for granting commercial data rights. It does not constitute trading profit, investment return, revenue sharing, dividend, wage, employment compensation, contractor compensation, prize, lottery winnings, gambling winnings, investment proceeds, securities return, or participation in the Company’s business.

16.5You are responsible for all taxes, duties, levies, reporting obligations, and filings arising from any Data License Fee or other amount received by you, unless applicable law requires the Company to withhold or report such amount. The Company may withhold, deduct, report, or delay payment where required or permitted by applicable law, tax rules, sanctions rules, payment processor requirements, or Company policy.

16.6The Company has no obligation to offer, renew, maintain, or continue any Data License Fee Program.

17. Relationship with mPRM Issuer and Third Parties

17.1The Company is responsible for operating the Platform, conducting participant evaluations, generating Trading Analytics, creating Derived Data, administering commercial data licensing, and determining eligibility for any Data License Fee Program.

17.2Where the Company elects for an approved Data License Fee to be paid using mPRM, issuance and distribution of mPRM will be performed solely by the designated issuer under the issuer’s own terms, policies, risk disclosures, and compliance procedures. The Company does not issue or distribute mPRM.

17.3The method of payment does not affect the legal nature of the underlying payment, which represents contractual consideration for granting exclusive commercial data rights under an Exclusive Commercial Data License Agreement.

17.4Third-party services, including payment processors, blockchain networks, wallet providers, exchanges, identity verification providers, KYC vendors, trading environment providers, analytics vendors, cloud providers, and communications providers, may be subject to separate terms, policies, fees, delays, restrictions, or outages. The Company is not responsible for third-party services except to the extent liability cannot be excluded under applicable law.

18. Intellectual Property

18.1Except as expressly provided in these Terms or an applicable written agreement, all intellectual property rights relating to the Platform are owned by or licensed to the Company.

18.2All rights, title, and interest in and to the Platform, software, source code, object code, databases, architecture, algorithms, evaluation methodologies, scoring methodologies, analytical methodologies, benchmark models, artificial intelligence models, machine learning models, reports, dashboards, graphics, documentation, text, designs, trademarks, logos, trade names, service marks, trade secrets, know-how, Derived Data, Commercial Data Products, and related intellectual property rights are owned by the Company or its applicable licensors or designated group intellectual property owners, as applicable.

18.3As between you and the Company, you retain any rights you may have in Original Data, subject to the Platform Data License granted under these Terms and any additional rights granted under an executed Exclusive Commercial Data License Agreement.

18.4Nothing in these Terms transfers to any participant any ownership or proprietary rights in Derived Data, Platform technology, methodologies, models, scores, reports, software, trademarks, trade secrets, or other intellectual property owned by or licensed to the Company or held by its applicable licensors or designated group intellectual property owners. .

18.5The Company may own, hold, control, assign, transfer, contribute, license, sublicense, or otherwise make available any intellectual property, including Derived Data, Commercial Data Products, analytical methodologies, artificial intelligence models, machine learning models, software, databases, trademarks, copyrights, trade secrets, and related intellectual property rights, directly or through one or more parent companies, subsidiaries, affiliates, successors, permitted assigns, or designated intellectual property holding entities within the Company’s corporate group.

18.6You agree that any intra-group ownership, assignment, transfer, contribution, license, sublicense, or other use of Company intellectual property does not require additional notice, consent, approval, or payment, provided that your express contractual rights under these Terms and any applicable executed agreement are not materially reduced.

18.7Except as expressly permitted by the Company in writing, you must not copy, reproduce, distribute, publish, scrape, frame, mirror, modify, translate, reverse engineer, decompile, disassemble, create derivative works from, sell, resell, license, sublicense, commercially exploit, benchmark against competitors, train competing models with, or otherwise use any portion of the Platform or the Company’s intellectual property.

19. Prohibited Conduct

19.1You must not engage in conduct that interferes with the integrity, security, fairness, reliability, compliance, or proper operation of the Platform.

19.2Prohibited conduct includes:

• providing false, incomplete, outdated, or misleading information;
• impersonating another person or entity;
• creating or using multiple accounts to circumvent Platform rules;
• selling, renting, transferring, sharing, or assigning your account;
• allowing another person to complete an Assessment for you;
• completing an Assessment for another person;
• manipulating or attempting to manipulate Assessment results;
• attempting to discover, manipulate, or reverse engineer evaluation methodologies;
• using unauthorized automation, scripts, bots, scraping tools, or data extraction tools;
• exploiting software vulnerabilities, bugs, latency, pricing errors, data errors, or system errors;
• interfering with Platform security, availability, authentication, or access controls;
• attempting unauthorized access to accounts, systems, wallets, APIs, datasets, or infrastructure;
• introducing malware, malicious code, denial-of-service activity, or harmful content;
• engaging in fraud, collusion, spoofing, wash trading, abusive trading patterns, coordinated manipulation, or conduct designed to produce artificial results;
• using VPNs, proxies, emulators, remote access tools, device spoofing, or location masking in a manner prohibited by the Company;
• violating sanctions, AML, anti-bribery, anti-corruption, tax, data protection, consumer protection, market abuse, or other applicable laws;
• harassing, threatening, abusing, or interfering with Company personnel, service providers, or other participants; or
• using the Platform for unlawful, deceptive, harmful, or unauthorized purposes.

19.3The Company may investigate suspected misconduct and may use account information, device data, IP information, trading data, payment data, wallet data, communications, and other relevant information for investigation, enforcement, fraud prevention, and legal compliance.

19.4The Company may cooperate with courts, regulators, law enforcement, banks, payment processors, wallet providers, identity verification providers, and other competent authorities where required or appropriate under applicable law or Company policy.

20. Suspension and Termination

20.1The Company may suspend, restrict, disable, or terminate your account, Assessment, payment processing, refund processing, Data License Feepayment, access to Trading Analytics, or access to the Platform where the Company determines that such action is reasonably necessary or appropriate.

20.2Grounds for suspension or termination may include fraud, suspected fraud, rule violations, false information, duplicate accounts, KYC failure, AML concerns, sanctions concerns, wallet concerns, payment disputes, chargebacks, technical manipulation, security risk, abusive conduct, legal or regulatory risk, operational risk, reputational risk, violation of these Terms, violation of a Participant Agreement, or any conduct that may harm the Company, the Platform, other participants, service providers, or third parties.

20.3Suspension or termination does not automatically entitle you to any refund, compensation, Service Credit, Data License Fee, commercial licensing opportunity, Phase 2 invitation, future participation, or damages unless required by applicable law.

20.4Upon suspension or termination, the Company may retain and use information, records, Original Data, Derived Data, account history, payment records, compliance records, and Platform records as permitted or required by these Terms, the Privacy Policy, applicable law, regulatory obligations, tax obligations, accounting obligations, audit requirements, dispute resolution needs, and legitimate business purposes.

20.5Termination does not affect the Company’s ownership of Derived Data, the Platform Data License, any Exclusive Commercial Data License previously granted, confidentiality obligations, payment obligations, accrued contractual rights, intellectual property rights, disclaimers, limitations of liability, indemnities, arbitration provisions, governing law provisions, or any provisions intended to survive termination.

21. Disclaimers

21.1The Platform is provided on an “as is” and “as available” basis.

21.2To the fullest extent permitted by applicable law, the Company disclaims all warranties, representations, conditions, undertakings, and guarantees, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, reliability, uninterrupted operation, error-free operation, data integrity, and security.

21.3The Company makes no representation or warranty regarding Assessment availability, account approval, payment processing availability, simulated trading environment availability, evaluation results, scores, rankings, Trading Analytics, Phase 2 invitations, execution of any Exclusive Commercial Data License Agreement, approval of any Data License Fee, timing of any payment, future trading performance, profitability, commercial value of Original Data, regulatory treatment, tax treatment, or compatibility with your business, legal, financial, or tax objectives.

21.4Trading Analytics, Intelligence Scores, Personal Trading Analytics Reports, rankings, metrics, and other analytical outputs are provided solely for informational, evaluation, research, and data analytics purposes. They do not constitute investment advice, financial advice, trading recommendations, tax advice, legal advice, professional advice, or guarantees of future results.

21.5You acknowledge that technology platforms, simulated trading systems, payment systems, blockchain networks, identity verification systems, cloud systems, APIs, and third-party services may experience errors, outages, interruptions, delays, inaccuracies, security incidents, or data loss.

22. Limitation of Liability

22.1To the maximum extent permitted by applicable law, the Company’s aggregate liability arising out of or relating to these Terms, the Platform, any Assessment, any payment, any refund, any Trading Analytics, any data evaluation, any Data License Fee, or any related service will not exceed the total Assessment Fees actually paid by you to the Company for the specific Assessment giving rise to the claim, provided that this limitation shall not apply to any Data License Fee amount that has become contractually due and payable under an executed Exclusive Commercial Data License Agreement.

22.2To the maximum extent permitted by applicable law, the Company will not be liable for indirect, incidental, consequential, exemplary, punitive, special, enhanced, or similar damages, including loss of profits, loss of revenue, loss of business opportunity, loss of goodwill, loss of anticipated savings, loss of data, loss of use, business interruption, trading loss, investment loss, reputational loss, or missed commercial opportunity, whether based in contract, tort, negligence, strict liability, statute, equity, or any other legal theory.

22.3The Company will not be responsible for any loss, delay, interruption, suspension, restriction, modification, failed payment, failed refund, missed Assessment, missed opportunity, or failure to perform caused directly or indirectly by circumstances beyond the Company’s reasonable control.

22.4Nothing in these Terms excludes or limits liability for fraud, willful misconduct, gross negligence, death or personal injury caused by negligence, or any liability that cannot lawfully be excluded or limited under applicable law.

23. Regulatory Actions, Force Majeure, and Operational Suspension

23.1The Company will not be liable for any delay, suspension, interruption, restriction, modification, or failure to perform any obligation under these Terms where such event results directly or indirectly from circumstances beyond the Company’s reasonable control.

23.2Such circumstances may include:

• any law, regulation, governmental order, court order, regulatory investigation, enforcement action, administrative action, bank account freeze, wallet freeze, asset freeze, sanctions, or other action by any governmental, judicial, administrative, law enforcement, or regulatory authority;
• any action, restriction, suspension, delay, refusal, outage, error, or failure by a bank, payment service provider, blockchain infrastructure provider, digital asset service provider, exchange, custodian, identity verification provider, cloud provider, telecommunications provider, or other third-party service provider;
• blockchain network congestion, forks, validator failures, bridge failures, smart contract failures, wallet failures, cyber incidents, denial-of-service attacks, malware, unauthorized access, data breaches, or other technical failures;
• war, terrorism, civil unrest, labor disputes, natural disasters, epidemics, pandemics, power outages, internet failures, telecommunications failures, or other force majeure events; or
• any other event beyond the Company’s reasonable control.

23.3The Company may suspend, delay, restrict, or modify access to the Platform, Assessments, Trading Analytics, payments, refunds, Data License Feepayments, accounts, wallets, or any other Platform services where reasonably necessary to comply with applicable law, regulatory requirements, court orders, governmental requests, sanctions obligations, payment processor requirements, banking requirements, third-party service restrictions, or operational risk management.

23.4The Company will not be liable for any loss, delay, missed opportunity, indirect damage, consequential damage, inability to access the Platform, inability to complete an Assessment, inability to receive Trading Analytics, inability to obtain a refund, or inability to receive payment resulting from any circumstance described in this Section.

23.5Nothing in this Section limits any liability that cannot be excluded or limited under applicable law.

24. Indemnity

24.1To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, directors, employees, contractors, agents, service providers, licensors, successors, and assigns from and against all claims, demands, proceedings, investigations, losses, damages, liabilities, penalties, fines, costs, and expenses, including reasonable legal fees, arising out of or relating to:

• your access to or use of the Platform;
• your breach of these Terms or any Participant Agreement;
• your violation of applicable law;
• your false, incomplete, or misleading information;
• your payment, wallet, tax, or compliance representations;
• your Original Data or any rights you claim in Original Data;
• your misuse of Platform outputs, Trading Analytics, or Company intellectual property;
• your prohibited conduct, fraud, manipulation, or security breach; or
• any dispute between you and a third party arising from your use of the Platform.

24.2The Company may control the defense and settlement of any indemnified claim. You must cooperate reasonably with the Company in defending any such claim.

25. Privacy and Personal Data

25.1The Company’s Privacy Policy explains how the Company collects, uses, stores, discloses, transfers, and protects personal data.

25.2By using the Platform, you acknowledge that the Company may process personal data for account registration, identity verification, KYC, AML screening, sanctions screening, fraud prevention, payment processing, Platform operation, data analytics, customer support, legal compliance, dispute resolution, tax compliance, accounting, audit, and other purposes described in the Privacy Policy.

25.3You must not submit personal data of another person unless you are legally authorized to do so and the submission complies with applicable law.

26. Electronic Communications and Notices

26.1You consent to receive notices, disclosures, agreements, confirmations, receipts, policy updates, and other communications electronically through the Platform, email, dashboard notifications, website postings, account messages, or other electronic means.

26.2Electronic communications satisfy any legal requirement that communications be in writing, to the extent permitted by applicable law.

26.3You are responsible for maintaining a valid email address and checking Platform notices. Notices sent to your registered email address or posted on the Platform will be deemed received when sent or posted, unless applicable law requires otherwise.

27. Amendments

27.1The Company may amend these Terms from time to time.

27.2Updated Terms will become effective upon publication on the Platform unless otherwise specified. The Company may provide additional notice for material changes where required by applicable law or where the Company determines that additional notice is appropriate.

27.3Continued use of the Platform after updated Terms become effective constitutes acceptance of the updated Terms. If you do not agree to updated Terms, you must stop using the Platform.

28. Governing Law and Arbitration

28.1These Terms and any dispute, claim, controversy, or difference arising out of or relating to these Terms, Use of Website, Privacy Policy, the Platform, any Assessment, any Assessment Fee, any Service Credit, any Trading Analytics, any Original Data, any Derived Data, any Data License Fee, any Exclusive Commercial Data License Agreement, or any relationship between you and the Company will be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region, without regard to conflict of laws principles.

28.2Subject to Section 28.6 and except as otherwise expressly provided in an applicable executed Participant Agreement, any dispute, claim, controversy, or difference arising out of or relating to these Terms, the Platform, any Assessment, any payment, any refund, any Service Credit, any Trading Analytics, any Original Data, any Derived Data, any Data License Fee, any Exclusive Commercial Data License Agreement, or any relationship between you and the Company, including any question regarding existence, validity, interpretation, performance, breach, termination, enforceability, or arbitrability, shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre under the HKIAC Administered Arbitration Rules in force when the Notice of Arbitration is submitted.

28.3The seat, or legal place, of arbitration shall be Hong Kong. The arbitration shall be conducted in English. The tribunal shall consist of one arbitrator unless the HKIAC or the applicable arbitration rules determine that three arbitrators are appropriate due to the amount in dispute, complexity, urgency, or other relevant circumstances.

28.4The arbitral award shall be final and binding on the parties and may be entered, recognized, and enforced in any court of competent jurisdiction. Judgment on the award may be entered in any court having jurisdiction over the award or the relevant party or assets.

28.5The arbitration, all documents and evidence produced in the arbitration, all submissions, all hearings, and all awards shall be confidential to the fullest extent permitted by applicable law, except where disclosure is required for enforcement, legal duty, regulatory reporting, tax reporting, audit, insurance, professional advice, or protection of legal rights.

28.6Nothing in these Terms prevents the Company or you from seeking interim, conservatory, urgent, injunctive, or equitable relief from any court of competent jurisdiction, including the courts of Hong Kong, where such relief is necessary or appropriate to protect intellectual property, confidential information, data rights, Platform security, account integrity, payment rights, compliance obligations, regulatory interests, assets, evidence, or the status quo pending arbitration.

28.7The Company may seek interim, injunctive, conservatory, or equitable relief in any court of competent jurisdiction, including the courts of Hong Kong, in connection with misuse of the Platform, unauthorized access, intellectual property infringement, breach of confidentiality, data misuse, fraud, payment disputes, chargebacks, account abuse, security incidents, sanctions violations, or other matters requiring urgent protection, without waiving or prejudicing the obligation to arbitrate the underlying dispute under this Section.

28.8To the fullest extent permitted by applicable law, disputes must be brought only on an individual basis. You and the Company waive any right to bring, participate in, or maintain any class, collective, consolidated, representative, or private attorney general action, except where such waiver is prohibited by applicable law.

28.9If any part of this arbitration clause is found invalid or unenforceable, the remaining parts will remain in effect to the fullest extent permitted by applicable law.

29. Assignment

29.1You may not assign, transfer, delegate, or sublicense your rights or obligations under these Terms without the Company’s prior written consent.

29.2The Company may assign, transfer, delegate, sublicense, novate, or otherwise make available its rights and obligations under these Terms to any affiliate, successor, acquirer, purchaser, restructuring entity, business transferee, or designated intellectual property holding entity without your consent, provided that such transfer does not materially reduce your express contractual rights under these Terms.

30. Severability, Waiver, and Interpretation

30.1If any provision of these Terms is held invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted by applicable law, and the remaining provisions will remain in full force and effect.

30.2The Company’s failure or delay in enforcing any provision of these Terms does not constitute a waiver of that provision or any other provision.

30.3Headings are for convenience only and do not affect interpretation.

30.4Words such as “including,” “includes,” and “for example” are illustrative and do not limit the generality of the surrounding words.

31. Entire Agreement and Priority

31.1These Terms, together with the Privacy Policy, Cookie Policy, Risk Disclosure, applicable Participant Agreements, applicablePhase 1 Assessment Agreement, applicable Phase 2 Data Evaluation Agreement, and, where applicable, any Exclusive Commercial Data License Agreement, constitute the entire agreement between you and the Company regarding use of the Platform.

31.2If there is an inconsistency between these Terms and an executed Exclusive Commercial Data License Agreement with respect to the commercial licensing of specified Original Data, the Exclusive Commercial Data License Agreement will prevail solely with respect to the subject matter expressly governed by that agreement.

31.3If there is an inconsistency between these Terms and any Assessment-specific Participant Agreement, the Assessment-specific Participant Agreement will prevail solely with respect to the specific Assessment terms expressly governed by that Participant Agreement.

32. Contact Information

If you have questions regarding these Terms, please contact:

1IN10 Data Labs Limited

Compliance: compliance@1in10.ai

Privacy: privacy@1in10.ai

Website: www.1in10.ai